Get Answers To Our Most Frequently-Asked Mortgage Questions
Finding the right mortgage advisor in London can be a headache — we’re here to make the process as easy as possible.
It couldn’t be easier to find a fee-free mortgage broker in London! Once you’ve contacted us, we will match you with one of our independent, whole of market mortgage advisors.
They’ll then work on your behalf to find you the best mortgage deal without taking any fees, saving you anywhere from £500 – £1,000!
When you see the term ‘fee-free mortgage’, it means that your mortgage broker won’t be charging you a fee on top of your mortgage.
We get it; buying a property is expensive, and the costs can build up pretty quickly.
Some mortgage brokers can charge anything from £500 to £1,000 in broker fees for a mortgage in London, which is a cost you could probably do without when you’re buying your home!
You’ll still most likely have fees from your mortgage lender, but fee-free mortgage brokers will never charge you extra on top of that.
We make a commission from the mortgage lender, so we don’t need to charge you an additional fee. Everyone wins!
If you’re buying a property over £250,000, you’ve got clean credit, and you’re in full-time employment, then yes!
If you need a mortgage under £250,000, you’ve got bad credit, or you’re not currently employed full-time, we can’t help you right now.
Whole of market’ brokers have access to the whole mortgage market, which means they can find the best deal out of every lender available.
All of our independent brokers are whole of market, so you’ll never miss out on a great mortgage deal.
Mortgage brokers, also known as advisors, are there to help you find and arrange your mortgage. They’ll search the market for you, find the best deal that suits your circumstances, and even sort the application for you.
They’re there every step of the way to support and guide you with impartial, expert mortgage advice.
You absolutely can go out there and find yourself a mortgage deal — but when our independent, whole of market brokers can go out there and do the heavy lifting for you, why would you want to?
Some lenders offer mortgages that aren’t available directly to buyers, so you could miss out on a great deal by going it alone. Our brokers also don’t charge a fee for their services, so it’s a win-win!
So you’ve found your dream home, and you’re ready to put in an offer, but the seller needs to know that you’re a serious buyer — don’t worry, we’ve got you!
If you’re borrowing over £250,000, you’re in full-time employment, and you’ve got clean credit, we’ll match you with a fee-free mortgage advisor who will contact you within [how long?].
You’ll have that all-important mortgage in principle in your hands, in no time.
If we’re talking about which Underground line to use, we have pretty strong opinions!
But when it comes to mortgage advice, we’re completely impartial. The brokers we partner you with have access to the whole market and are entirely independent, meaning you get unbiased, tailored advice for your situation. No hidden loyalties here, just honest, expert guidance.
We make a commission from the mortgage lender, so we don’t need to charge you an additional fee on top. Everyone wins!
No problem! Head over to our contact page, tell us your question, and we will get back to you [within 2 working days].